Oklahoma Attorney General Gentner Drummond has filed a response to State Farm Fire and Casualty Company’s petition seeking to prevent his involvement in a case regarding insurance payouts for homeowners. The filing, submitted to the Oklahoma Supreme Court, includes a letter from Insurance Commissioner Glen Mulready that formally requests Drummond continue his investigation and intervention in the case of Hursh v. State Farm et al.
The lawsuit centers on allegations that State Farm engaged in a coordinated effort to limit roof-related insurance payouts by denying or reducing valid claims related to hail and wind damage. According to Drummond, “This case affects all Oklahomans with State Farm policies and threatens the integrity of the state’s insurance marketplace. I appreciate the opportunity to work with Commissioner Mulready to ensure homeowners insurance consumers are protected. I will always fight for hardworking Oklahomans and to hold businesses accountable to the law.”
Commissioner Mulready expressed support for continued collaboration between his office and the attorney general: “Our collaborative work is in the best interests of Oklahoma consumers. My priority since 2019 has been consumer protection and making sure all Oklahomans have a fair and competitive insurance marketplace to serve their needs. The work on this case doesn’t stop us from carrying out our constitutional and statutory authority we use to hold insurers accountable for any market conduct issue, and I appreciate Attorney General Drummond for his work to investigate and pursue these matters.”
Drummond initially moved to intervene in December, arguing that State Farm marketed its policies as providing full roof replacement-cost coverage but allegedly predetermined claim outcomes based on corporate savings goals rather than honoring policy commitments. He asked the court for penalties, damages, structural reforms, and recovery of profits he claims were gained through this practice.
He stated that profiting from increased premiums while reducing claim fulfillment undermines trust in the insurance system: “Profiting from increased premiums while reducing claim fulfillment undermines public confidence in the insurance system and places Oklahoma homeowners at unacceptable risk.”
In his recent filing, Drummond argued he has explicit legal authority to intervene on behalf of Oklahoma insurance consumers.
Drummond leads the Oklahoma Attorney General’s office, focusing on crime prevention, government transparency, tribal relations, energy sector policy advocacy, educational safeguards, tougher laws against crimes like rape and drug distribution, as well as collaborating with state and federal partners against organized crime. With nearly three decades of legal experience—including military service as an Air Force pilot—he brings both public service background and business expertise.
The attorney general’s office provides public legal services within Oklahoma’s government framework while maintaining operations throughout the state (official biography).
